>
F.A.Q. about Tort Claims
a. What should I do if have been injured in a car accident?b. What information will I need to present my claim?
a. What should I do if I have been injured in a car accident?
- Seek medical attention.
- Inform the police about the accident. Under the Highway Traffic Act, Section 199(1), accidents resulting in personal injury are required to be reported to the police. If you have not already done so, the police must be notified and a report taken.
- Record the names and addresses of involved parties and witnesses to the accident.
- Inform your family doctor of the injury.
- Notify the accident benefits insurance company within 7 days of your car accident.
- Notify your employer or school.
- Record the names and contact information of your health care professional.
- Record insurance information.
- Keep receipts for all related expenses. Family members should also record dates and time spent caring for the injured person.
- Check for other insurance coverage (i.e. through work, school or private plans).
b. What information will I need to present my claim?
The more information you are able to provide when you first meet with your lawyer the better. The following is a list of items that you will need to properly present your claim. Do not worry if you do not have any or all of the items listed as your lawyer will be able to make arrangements to obtain them on your behalf:
- Pink insurance declaration certificate
- Driver's license
- Contact information for your insurance company
- Workplace insurance documents
- Police motor vehicle accident report
- Doctors' reports and records
- X-Ray results
- List of prescribed medication
- Detailed description of how accident happened
- List of treating physicians and specialists
- Pay stubs
- Tax returns
- List of any and all "out-of-pocket" expenses
- Estimate of property damage to your vehicle, and
- Any photographs of the scene